Sandra Cummings Shoreline Blog

I have a certain Mortgage Lender who I refer buyers to quite a bit. I always give 3 references, but he is my top choice of lenders. Why, because out of all the lenders I have worked with, and I have had the fortune to have work with some really great ones, he goes above and beyond to get the job done for me. I have known him to go the Court House to get copies of a divorce decree because my buyer was unable to locate hers and could not take time off from work. He has gone to elderly clients' homes to get paperwork signed, so they would not have to make the trip into his office.

It seems I always work with the first time home buyers who need a lot of hand-holding. Just recently was one of those situations and we were down to the wire and the needed documents promised by the buyer had not been dropped off. A flurry of phone calls ensued and the documents tracked down, I called the lender and said I would pick them up and deliver them to his office.  And what he said was music to my ears "No, that is not your job - That is mine. - It is my responsibility to get the needed documents and get this loan closed on time. Just tell me were they are and I will get them." Now, I too feel a certain amount of responsibility to get the job done, and after a short conversation we agreed to meet half way.

The point of this is that is how it should be. Each of us working together in the best interest of the client. I know when one of my clients uses him; he will do everything in his power to get the job done.  Instead of pointing fingers and saying it's not my job...We should all just do the job. Everyone. Realtors and Mortgage Lenders.

Best regards,

Sandra L Cummings
Realtor®

William Raveis Real Estate - Real Estate for Real People
21 Whitfield Street
Guilford, CT 06437
phone - 203-672-2456
cell - 203-676-5948
Sandra@CummingsTeam.com
Branford Connecticut Real Estate

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Halloween is just around the corner and I would like to reminder all of the parents out there to go over the following safety tips with all your little ghosts and goblins before they go off on a night of Trick and Treating Fun

• Stay in Well Lighted Areas, and Use the Sidewalks
• Always cross at the street corners and look both ways before crossing the street
• Carry a flashlight with you and wear light colored clothing
• Always go in groups or with your parents
• Only go to homes with lights on and Never go into a stranger's home
• Have your parents look over all your candy before you eat any
• Never eat any candy that is unwrapped
• Make sure you can see clearing when wearing your costume and it does not drag on the ground

Better yet check out your local community and see if they are sponsoring Halloween Events.  And Parents, one more thing, if you happen to be out driving on Halloween, please, please be extra careful.

Best regards,

Sandra L Cummings
Realtor®

William Raveis Real Estate - Real Estate for Real People
21 Whitfield Street
Guilford, CT 06437
phone - 203-672-2456
cell - 203-676-5948
Sandra@CummingsTeam.com
Branford Connecticut Real Estate

The weather in Connecticut has been unseasonable warm this October, so it would be a wonderful time to take advantage of the great temperatures and take an afternoon to explore Peter's Rock. It is about a mile's hike to the top and you get a wonderful view of Sleeping Giant. You can also see The City of New Haven and many spectacular views of North Haven. Enjoy the foliage of the way up. In my opinion, fall is the best time to go. The leaves are changing color, the air is crisp and the insects are not a problem. Bring along a picnic lunch, there picnic tables available at the start of the trails for you to enjoy a family lunch. There is also a new pavilion at the entrance and plenty of parking. The park entrance is located at 133 Middletown Avenue next to the First Fuel Gas Station, in the Montowese Section of North Haven.

For more information about North Haven, Connecticut visit The Shoreline Blogger or my web site at http://www.sandracummings.com/

Best regards,

Sandra L Cummings
Realtor®

William Raveis Real Estate - Real Estate for Real People
21 Whitfield Street
Guilford, CT 06437
phone - 203-672-2456
cell - 203-6765948
Sandra@CummingsTeam.com

North Haven Connecticut Real Estate

Out of 109 top educators from around the State of Connecticut, North Haven's Teacher of The Year, Pamela Kendrick has made it to the final 5.

For those of you who might not know Pam, she is an 8^th grade language arts teacher at the North Haven Middle School. Pam is an extraordinary woman, whose lists of accomplishments are impressive. Theses are just a few of the many extra things she is involved in. She volunteers with the Middle School Peer Mediation Program and The Student Awareness Day. Pam has also founded a chapter of the Kid's Care Club and serves as a BEST mentor.

But most important of all is how Pam brings out the best in each and every one of her students. She has that special ability to find the spark deep inside even the most unmotivated student. Her philosophy of taking class room lessons and relating them to real life situations is what teaching should be about.

In Pam's speech to the staff on the opening day of school, she states: "Our most fundamental responsibility, the first thing we need to care about, is to teach our students how to think for themselves, how to apply their imagination, how to problem solve and how to use their own passion, their own resolve, to find success in the world." Pam lights sparks, she sets the fires of learning in our children. The State of Connecticut would be lucky to have our Pam Kendrick as Teacher of The Year.

Best regards,                                                       

Sandra L Cummings
Realtor®

William Raveis Real Estate

21 Whitfield Street
Guilford, CT 06437
phone - 203-672-2456

cell - 203-676-5948
Sandra@CummingsTeam.com
North Haven Connecticut Real Estate